Having dental insurance is a beneficial investment. As a policyholder with Cigna, you understand how valuable and important it is to have a team that will help minimize your expenses when faced with unexpected oral health issues. It is also helpful to place your smile in the hands of a Cigna dentist in Costa Mesa who believes in the benefits of preventive care and will work to keep the cost of services low so you can take better care of your oral health. When calling to schedule an appointment with Advanced Dental Care, let us get started on finding ways to help you save on your next visit.
Every Cigna dental insurance policy is different; however, many of the benefits remain somewhat the same. To get an idea of what you can expect when enrolling, here is a brief breakdown of what you might see:
As you can see, the emphasis on preventive care is why you shouldn’t avoid your six-month dental checkups and cleanings. Not only will you save on these visits, but you’ll minimize your risk for more serious oral health issues in the future. As a result, you’ll be able to keep your out-of-pocket expenses low.
But even with the most diligent care, problems can occur, and when they do, your dental insurance in Costa Mesa will be there to help. Once you’ve met your deductible, they will agree to pay more for the treatment you receive, but your annual maximum will be taken into consideration, as this is the maximum amount your insurance carrier agrees to pay in a single year.
Should you be concerned about going over that designated amount, our team will find ways to reduce your cost and continue to receive the care you need. This is just one of the many benefits of choosing an in-network provider. Although it is not mandatory, you will save more money by choosing someone who has already pre-negotiated fees and services with the insurance company, so you spend less each time you visit.
For five years, Libby has served as our office manager. From welcoming patients to filing paperwork and claims on behalf of new and current patients, she is our go-to person for all things insurance-related. If you don’t know how to properly read your policy, feel uneasy about agreeing to a treatment you may or may not be covered for, or need to find ways to maximize your benefits so you don’t let unused funds go to waste at the end of the year, talk to Libby. We’re proud she’s a part of our team and enjoy watching her make the financial side of dentistry easy and less stressful for our patients.