Your toothbrush and floss aren’t enough to keep your smile healthy. The American Dental Association also recommends visiting your dentist at least twice a year for a cleaning and checkup; however, many people skip routine appointments because they are concerned about the cost. If you have dental insurance, you never have to worry about a large bill when choosing your Aetna dentist in Costa Mesa. You can achieve the healthy smile you deserve for minimal expense, even if money is tight.
Aetna is a nationwide provider of affordable dental coverage for families and individuals. Paying your monthly premiums gives you access to reduced rates for the services your smile needs to stay healthy. Although every policy differs, most plans include:
Aetna Dental focuses on prevention to stop common oral health issues from occurring to reduce overall expenses. Research shows every $1 spent on prevention can save up to $50 on restorative and emergency fees. You can get a cleaning and checkup twice a year after a copayment. If your dentist finds an issue, it can be treated quickly without draining your wallet.
After reaching your annual deductible, your dental insurance in Costa Mesa can cover up to 80% of the expense until hitting your yearly limit. Aetna recommends choosing a dentist in their network to enjoy more coverage at the time of services; however, you can visit any location that accepts your policy, even if they are out-of-network. You can use your benefits to get the exact services you want, but you’ll have to pay the difference between the office fees and your insurance’s allowable amount. We are proud to work with both in-network and out-of-network patients to provide affordable services to maintain a healthy smile.
At the end of the calendar year, your coverage will reset. You won’t be reimbursed for anything you don’t use, including your premiums or deductible. Nothing will carry over into the new year for accumulation, either. We don’t want to see you throw money down the drain. We are here to help you maximize your annual benefits to achieve the healthy, beautiful smile you deserve.
We know dental insurance is confusing, but you don’t have to navigate your policy alone. Our office manager, Libby, is here to help. She enjoys welcoming patients to our office and creating a comfortable environment. She will work on your behalf with Aetna to file the necessary forms to maximize your benefits. Libby will take the time to explain how your benefits are being used and if there’s any remaining balance. If there are any out-of-pocket expenses, she will discuss your payment options to find the solutions you need to fit your budget.
If it’s time for your next cleaning and checkup, or you have questions about your coverage, contact our office today to speak with a member of our team.