{"id":2354,"date":"2019-10-25T14:41:12","date_gmt":"2019-10-25T14:41:12","guid":{"rendered":"https:\/\/www.mycostamesadentist.com\/blog\/?p=2354"},"modified":"2019-10-25T14:41:13","modified_gmt":"2019-10-25T14:41:13","slug":"use-it-or-lose-it-dental-insurance-benefits","status":"publish","type":"post","link":"https:\/\/www.mycostamesadentist.com\/blog\/use-it-or-lose-it-dental-insurance-benefits\/","title":{"rendered":"Dental Insurance Benefits: Use It Before You Lose It"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignright\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/www.mycostamesadentist.com\/blog\/wp-content\/uploads\/AdobeStock_122486797__1572014222_30452-300x200.jpg\" alt=\"dental insurance form\" class=\"wp-image-2355\" srcset=\"https:\/\/www.mycostamesadentist.com\/blog\/wp-content\/uploads\/AdobeStock_122486797__1572014222_30452-300x200.jpg 300w, https:\/\/www.mycostamesadentist.com\/blog\/wp-content\/uploads\/AdobeStock_122486797__1572014222_30452-768x512.jpg 768w, https:\/\/www.mycostamesadentist.com\/blog\/wp-content\/uploads\/AdobeStock_122486797__1572014222_30452.jpg 800w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure><\/div>\n\n\n\n<p><a href=\"https:\/\/www.mycostamesadentist.com\/dental-insurances-costa-mesa.html\">Dental insurance<\/a> can be confusing to navigate. Most people get frustrated and flustered with all the fine print and paperwork, but with the right dental professional by your side, the process can be a breeze. For your benefits, the \u201cuse it or lose it\u201d rule applies, so you\u2019ll want to schedule your routine checkup and cleaning before the end of the year, when your plan renews. Here\u2019s a complete guide to dental insurance. <\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">When Should You Use Your Benefits By? <\/h2>\n\n\n\n<p>Many people get dental insurance through their employers,\nbut you can also get individual plans through Health Insurance Marketplaces.\nEvery month, you\u2019ll be investing your personal money in a plan. Some people\nthink of their benefits as something they will only use in case a serious oral\nhealth problem develops. However, your dental health insurance plan is meant to\nkeep those types of issues from ever developing in the first place and even rewards\nits patients for keeping up with preventive care. <\/p>\n\n\n\n<p>Most benefits renew every calendar year. To check if your\nplan is structured this way, you\u2019ll want to call your provider and ask. If it\ndoes, the deadline to utilize your yearly maximum and get the treatment you\nneed with little to no out-of-pocket cost will be December 31. &nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How Can You Maximize Your Investment In Dental Insurance?<\/h2>\n\n\n\n<p>Because dental insurance is set up to reward patients that keep up with their preventive care, there are certain ways you can maximize your benefits and save yourself from frequently having to pay out-of-pocket. Here are some tips to help you make the most out of your plan:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Typically, plans will pay 100 percent of the cost of semi-annual preventive visits, so if you haven\u2019t utilized this benefit, it\u2019s time to. <\/li><li>It\u2019s a good idea to use your coverage early to take care of any treatments you need before the holidays roll around and you don\u2019t have enough time. <\/li><li>Once your dentist has developed a treatment plan for you, work with your insurance provide to learn what\u2019s covered and what isn\u2019t. <\/li><\/ul>\n\n\n\n<p>Your dentist and their staff can also help you look into what\u2019s\ncovered under your benefits and help you file any necessary paperwork, so don\u2019t\nstress just yet! A good team of dental professionals by your side will make the\nentire process much easier. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What About Flexible Spending Accounts?<\/h2>\n\n\n\n<p>Some employers offer FSAs or Flexible Spending Accounts. These typically cover preventive services like cleanings, orthodontic treatments, and restorations like dentures, and work like debit cards. You can even use them to pay for certain oral hygiene products you get at drug stores. Like regular insurance plans, FSAs need to be used by December 31 or else you lose any money that you haven\u2019t used. <\/p>\n\n\n\n<p>If you have questions about how dental insurance works or what services are covered by your provider, contact them directly or ask your dentist if they can help. When you keep up with routine preventive care, you can keep your mouth healthy and your wallet happy. Plus, you won\u2019t have to worry about encountering stressful situations due to serious oral health problems. <\/p>\n\n\n\n<p><strong>About the Practice<\/strong><\/p>\n\n\n\n<p>At Advanced Dental Care, our team of three experienced\ndentists cares about providing every patient that walks through their doors\nwith high-quality, thorough preventive care. By doing this, they\u2019re allowed to\ntackle the small problems before they ever have a chance to cause patients pain\nor discomfort. We are also proud to be an in-network provider for most major\nPPO plans and are more than happy to walk patients through how their benefits\nwork. For questions or to schedule a routine checkup and cleaning, visit our <a href=\"https:\/\/www.mycostamesadentist.com\/contact-us.html\">website<\/a> or call 714-424-9099.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dental insurance can be confusing to navigate. Most people get frustrated and flustered with all the fine print and paperwork, but with the right dental professional by your side, the process can be a breeze. For your benefits, the \u201cuse it or lose it\u201d rule applies, so you\u2019ll want to schedule your routine checkup and [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2354","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Dental Insurance: Use It Or Lose It | How to Use Insurance Benefits<\/title>\n<meta name=\"description\" content=\"Since your dental benefits renew every year, the \u201cuse it or lose it\u201d rules apply. To maximize your monthly investment, schedule an appointment today.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mycostamesadentist.com\/blog\/use-it-or-lose-it-dental-insurance-benefits\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dental Insurance: Use It Or Lose It | How to Use Insurance Benefits\" \/>\n<meta property=\"og:description\" content=\"Since your dental benefits renew every year, the \u201cuse it or lose it\u201d rules apply. To maximize your monthly investment, schedule an appointment today.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.mycostamesadentist.com\/blog\/use-it-or-lose-it-dental-insurance-benefits\/\" \/>\n<meta property=\"og:site_name\" content=\"Advanced Dental Care Blog\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/mycostamesadentist\/\" \/>\n<meta property=\"article:published_time\" content=\"2019-10-25T14:41:12+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-10-25T14:41:13+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.mycostamesadentist.com\/blog\/wp-content\/uploads\/AdobeStock_122486797__1572014222_30452-300x200.jpg\" \/>\n<meta name=\"author\" content=\"Dr. Jeremy Jorgenson\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Dr. Jeremy Jorgenson\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.mycostamesadentist.com\\\/blog\\\/use-it-or-lose-it-dental-insurance-benefits\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.mycostamesadentist.com\\\/blog\\\/use-it-or-lose-it-dental-insurance-benefits\\\/\"},\"author\":{\"name\":\"Dr. Jeremy Jorgenson\",\"@id\":\"https:\\\/\\\/www.mycostamesadentist.com\\\/blog\\\/#\\\/schema\\\/person\\\/858179a42ba86422afaf0893166a8faf\"},\"headline\":\"Dental Insurance Benefits: Use It Before You Lose It\",\"datePublished\":\"2019-10-25T14:41:12+00:00\",\"dateModified\":\"2019-10-25T14:41:13+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.mycostamesadentist.com\\\/blog\\\/use-it-or-lose-it-dental-insurance-benefits\\\/\"},\"wordCount\":633,\"image\":{\"@id\":\"https:\\\/\\\/www.mycostamesadentist.com\\\/blog\\\/use-it-or-lose-it-dental-insurance-benefits\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.mycostamesadentist.com\\\/blog\\\/wp-content\\\/uploads\\\/AdobeStock_122486797__1572014222_30452-300x200.jpg\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.mycostamesadentist.com\\\/blog\\\/use-it-or-lose-it-dental-insurance-benefits\\\/\",\"url\":\"https:\\\/\\\/www.mycostamesadentist.com\\\/blog\\\/use-it-or-lose-it-dental-insurance-benefits\\\/\",\"name\":\"Dental Insurance: Use It Or Lose It | How to Use Insurance Benefits\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.mycostamesadentist.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.mycostamesadentist.com\\\/blog\\\/use-it-or-lose-it-dental-insurance-benefits\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.mycostamesadentist.com\\\/blog\\\/use-it-or-lose-it-dental-insurance-benefits\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.mycostamesadentist.com\\\/blog\\\/wp-content\\\/uploads\\\/AdobeStock_122486797__1572014222_30452-300x200.jpg\",\"datePublished\":\"2019-10-25T14:41:12+00:00\",\"dateModified\":\"2019-10-25T14:41:13+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.mycostamesadentist.com\\\/blog\\\/#\\\/schema\\\/person\\\/858179a42ba86422afaf0893166a8faf\"},\"description\":\"Since your dental benefits renew every year, the \u201cuse it or lose it\u201d rules apply. 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